(812) 355-4612 Contact Us FIG Facebook FIG LinkedIn
 (812) 331-3233 FIG Google + FIG Yelp! FIG YouTube

Risk Management Minute

Valuable Information to Help You Protect Your Ministry

  • Home
    Home This is where you can find all the blog posts throughout the site.
  • Categories
    Categories Displays a list of categories from this blog.
  • Tags
    Tags Displays a list of tags that have been used in the blog.
  • Bloggers
    Bloggers Search for your favorite blogger from this site.
  • Team Blogs
    Team Blogs Find your favorite team blogs here.
  • Login
    Login Login form

Evaluating Events

  • Font size: Larger Smaller
  • Subscribe to this entry
  • Print
Evaluating Events

Some of my fondest memories growing up are associated with attending youth group activities at my church. As with most people, when strolling down memory lane, I am filled with laughter and astonishment at some of the things I did. Many of these outlandish experiences are the result of amazingly wacky ideas dreamed up by my youth pastor. Strobe light pillow fights, pitch black hide n' seek, and blind volleyball are just a few examples of my childhood. 

The nature of ministries is promote events to bring in the public. While these events are great fun for your congregation, there are some potential risks associated you should be aware of. Knowing how to navigate and prepare for these exposures to your ministry when planning an event can make all the difference in its success. 

Having worked with hundreds of Churches dare we say we've seen it all? *knocks on wood* Perhaps we haven't dealt with every scenario imaginable, but we have handled a variety of events. Based on some of these ministries events I secretly think my former youth pastor is on the interwebs blogging his divine event-spiration. 

An important thing to note is that while you have insurance for your ministry, some events may require you to purchase additional coverage. Whether the carrier requires additional premium for the exposure or you need to purchase an event policy, the purpose is to provide separate limits and specific coverage that the currently policy is not intended to provide. Insurance carriers assess your ministry and extend coverage based on standard church risks. They expect to offer coverage on your facility if there is a wedding, a fellowship, a ladies scrapbooking event, etc. However, they were not anticipating you giving hot air balloon rides, having monster truck races, motorcycle jumping, sky diving, archery camp, or covering the church lawn in bouncy houses. I know what you're thinking, and the answer is yes, we have had our ministries attempt to do all of the above. While we are not suggesting you pick up a bow and arrow and recreate the hunger games, we do want you to be aware of what coverage you may need when planning your next event. 

So how do you know if your latest brainchild already has coverage in place? Simple. Call us and ask! We will advise if that is a standard coverage on your current policy or we will help you get the event coverage that you need in place. 



Last modified on
in Risk Transfer Hits: 2604 0 Comments
Trackback URL for this blog entry.
Welcome to our Risk Management Minute Blog! My name is Jessica and I joined the First Insurance Group team in 2008. I began working in the Church Division in 2009 and as part of my job began to learn about the specific needs Churches face in regards to Risk Management. We have made it our goal to not only supply you with relevant information, but to take the work out of risk management by creating forms for you to print and use. Have questions on a topic we have yet to cover? Let me know! I will gladly do the research and provide any information I can.


  • No comments made yet. Be the first to submit a comment

Leave your comment

Guest Saturday, 27 November 2021
Go to top