Valuable Information to Help You Protect Your Ministry
Traveling the world is an adventure. Last year I was fortunate enough to take a solo two week trip to Europe, much to the chagrin of my parents. I've always been their independent child. I believe my first sentence was "I do it myself."
While I had traveled outside of the US before, this was my first trip on my own. I learned a lot during my time abroad. How to navigate public transit without English signs everywhere, how to order at a restaurant without being able to read the menu, how to communicate with various hand signals and that good walking shoes are a MUST! Traveling abroad is a wonderful thing, and if you are fortunate enough to be able to, I recommend you explore as much as possible. However, there are a few things you need to know before you set foot outside of the US.
Whether you are traveling for personal pleasure, work, or a missions trip you need to purchase an international medical insurance plan. Insurance coverage for your church, your personal health insurance, or you business does not extend outside of the United States.
If I were to ship my car over seas to London, my car insurance would not be effective even though my car is in London. The same is true for your church liability, med pay or personal health insurance. Just because you are in London does not mean your insurance follows you.
So how do you purchase an international medical policy? Typically when you are purchasing a ticket to an international destination the airline will offer you an opportunity to purchase a medical policy. You can also purchase them from various companies. You can select an individual policy or one for a group. If you are going on a mission trip, every single person attending needs to have an international medical policy. Even if you seek medical treatment in the US upon your return, your health insurance would deny coverage because the injury occurred out of the country.The pricing for these plans are very reasonable, and well worth the coverage and security it provides. As an example I did a quote for me and my Dad.
Jessica Gleason 30 years old $500,000 of coverage $20 premium
Mike Gleason 52 years old $500,000 of coverage $40 premium
Here is a link to one of these companies. MEDEX Assist
As always, if your ministry is planning a trip and you have questions, please give us a call. Also, feel free to invite me!
Last modified on